Privacy and terms

How Lotus handles your information and the terms for using the service.

Privacy notice

Last updated: August 2026

Information we collect

We collect the details you provide when you create an account or household, such as your name, email address, and household preferences. When you add bills, receipts, payments, or spending records, we process the information contained in those records to provide the service.

How we use information

Lotus uses your information to operate and improve your household workspace, organize the financial details you add, maintain your account, and provide support. We do not sell your personal information.

Who can see it

Members of a household can see the information shared within that household. Our service providers may process information only as needed to host, secure, or support Lotus. We may also disclose information when required by law or to protect people and the service.

Your choices

You can review or update much of your account information from Lotus. You may ask to access, correct, export, or delete your personal information by contacting the Lotus operator. Some information may need to be retained when required for legal, security, or operational reasons.

Keeping information safe

We use reasonable administrative, technical, and organizational safeguards designed to protect your information. No internet service can guarantee absolute security, so please use a strong, unique password and keep your sign-in details private.

Updates to this notice

We may update this Privacy Notice as Lotus evolves. If a change is material, we will provide notice in the app or by another appropriate method. Continuing to use Lotus after an update takes effect means you accept the updated notice.

Terms of use

Last updated: August 2026

Using Lotus

Lotus is a tool for organizing household finances. It is not a bank, lender, tax adviser, accountant, or financial adviser. Information in Lotus is for your own planning and record-keeping; you are responsible for reviewing it and making financial decisions.

Your account and household

Keep your account credentials secure and ensure that the information you add is accurate and that you have permission to share it. Household owners are responsible for inviting members and managing their access. Do not use Lotus for unlawful, harmful, or unauthorized activity.

Your content

You retain ownership of the content you add to Lotus. You grant us the limited right to store, process, and display that content only to operate, maintain, and improve the service for you and your household.

Service availability

We work to keep Lotus available and reliable, but the service may change, be interrupted, or be unavailable from time to time. To the extent permitted by law, Lotus is provided as is and as available, without warranties of uninterrupted or error-free service.

Changes and ending access

We may change or discontinue parts of Lotus, including these Terms, as the service develops. You may stop using Lotus at any time. We may suspend or end access when necessary to protect the service, its users, or our legal obligations.

Questions

If you have questions about these Terms or the Privacy Notice, please contact us by contacting the Lotus operator.